How to insure yourself against the effects of loadshedding

Eskom has implemented rolling blackouts in an effort to control generating capacity due to severe problems at its power plants.

However, many Eskom consumers are having to deal with electrical appliances that are damaged by the power cuts and now it appears there are serious insurance implications!

While power surges can cause appliances to short-circuit, malfunction and even be destroyed - security experts say homes could be targeted by criminals during load-shedding as neighbourhoods are left in the dark.

Speaking to 702's Xolani Gwala, Senior Assistant Ombud at the Short Term Insurance Ombudsman, Peter Nkhuna advised homeowners to double-check that even in the event that their home is robbed while they are away on holiday and the alarm doesn't go off due to loadshedding, they are still insured.

Speak to your insurer to find out under what circumstances you would enjoy cover, find a way of working around it. Most ensurers would be flexible, you'll find that in the case of an alarm requirement, they remove that requirement in exchange for you paying a higher premium. If you cannt come to some kind of understanding with your own insurer, maybe it's time to shop around and find another insurer.

Listen to Xolani's full chat to Senior Assistant Ombud at the Short Term Insurance Ombudsman, Peter Nkhuna...

Read More
Video: Eskom's Majuba coal silo collapse

Video: Eskom's Majuba coal silo collapse

Watch the collapse of the coal silo that has plunged many parts of SA into darkness.

What can Eskom do now?

What can Eskom do now?

Energy and infrastructure specialist Prof. Anton Eberhard talks to John about Eskom's options, and what they can do in the present to avert further crisis.

How does load shedding scheduling work?

How does load shedding scheduling work?

And will the power cuts affect water reservoirs, again? What is the latest in the Senzo Meyiwa killing and we look at the impact of illegal mining.

Will Eskom Keep Your Lights On?

Will Eskom Keep Your Lights On?

Confirmation from Eskom of a prematurely collapsed coal silo at Majuba coal station - along with promises of no further load shedding.

Eskom's Power Plays

Eskom's Power Plays

Power utility Eskom has requested consumers lower use - while also bank rolling a business breakfast at R43 million.

Popular articles
Grace Mugabe invokes diplomatic immunity as Zim-SA relations get tense

Grace Mugabe invokes diplomatic immunity as Zim-SA relations get tense

Grace is still in South Africa and her husband, Zimbabwean President Robert Mugabe, is due to land in the country this afternoon.

Hope Ramaphosa: Cyril never lifted a finger to me, he wouldn't beat a woman

Hope Ramaphosa: Cyril never lifted a finger to me, he wouldn't beat a woman

Cyril Ramaphosa's ex-wife says abuse allegations spread by EFF leader Julius Malema are an attempt to tarnish his reputation.

Bob Mugabe flying in, could sort out his wife's legal woes

Bob Mugabe flying in, could sort out his wife's legal woes

Political analyst David Monyae says this puts everyone including President Jacob Zuma and Robert Mugabe in an awkward situation.

Advanced communication system for Cape's neighbourhood watches

Advanced communication system for Cape's neighbourhood watches

The system allows neighbourhood watches to relay incidents, post warnings or request emergency assistance.

Grace Mugabe has a history of violence

Grace Mugabe has a history of violence

Mail & Guardian Africa editor, Simon Allison says the recent incident of violence by Grace Mugabe is certainly not the first.

Best bank ad ever? Andy Rice reviews Investec’s “you’re more than data”

Best bank ad ever? Andy Rice reviews Investec’s “you’re more than data”

The Money Show’s Bruce Whitfield interviews the advertising expert about the best and worst new advertisements.

[LISTEN] 20-year-old SA woman traumatised by Grace Mugabe's assault

[LISTEN] 20-year-old SA woman traumatised by Grace Mugabe's assault

Gabriella Engels says she is saddened by people who are calling her names on Twitter before they understand the full story.

Discovery CEO (and founder) Adrian Gore bares his soul about money

Discovery CEO (and founder) Adrian Gore bares his soul about money

The Money Show’s Bruce Whitfield interviews Gore about his attitude to money (hopes and fears, successes and failures, etc.).