How much of your pension should you “draw down”?
Guaranteed or living annuity?
You need to box clever in the years before and after retirement.
Calitz discussed the vital five years prior to retirement and the equally important five years after.
Scroll down for quotes from the audio below.
I’m not a fan of guaranteed annuities at all.— Peter Calitz, independent financial advisor
If you’re drawing only 5% you’ll be fine.— Peter Calitz, independent financial advisor
You have to save 17% of your salary from the age of 25 if you want to retire at 65 and draw 4% of your capital each year.— Peter Calitz, independent financial advisor
Don’t be too conservative!— Peter Calitz, independent financial advisor
The default options are too conservative— Peter Calitz, independent financial advisor
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