Make Money Mondays

5 ways to get a bank loan approved

Ray White (in for The Money Show’s Bruce Whitfield) interviewed Private Banker and Personal Finance Consultant Samke Ngwenya for the weekly “Make Money Mondays” feature.

Ngwenya discussed, in detail, the five best ways to get the bank approval you are looking for:

  • Ensure a suitable debt-to-income ratio.

  • Have a clear, verifiable history of earnings

  • Take a "run up" to the application

  • Bargain

  • Create equity that has "rolled" or grown over time

Listen to the audio below for more detail.

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Article brought to us by Old Mutual.

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