MyMoney Online

How to use your phone to save a fortune

How to save money when shopping

Milk, bread, eggs… If you’re always buying these, and somebody gives you a coupon worth a discount of, say, 10 percent, wouldn’t you take it?

“The major retailers – Checkers, Pick n Pay and Shoprite – all have apps for your phone,” says Segev. “And they offer various discount coupons to entice consumers to use their applications rather than the competitors’. In addition, these apps inform you of the latest specials.”

Cutting out coupons from pamphlets aren’t something many South Africans do. By making them available on their smartphone applications retailers are hoping to make them more popular.

Go prepaid; get a dual SIM phone

The first rule of saving money on telephony is to never, ever get a cellphone contract.

“The ‘free’ phone is nothing of the sort and you’re locked into a contract for two years,” warns Segev. “If some company has a great special – they always do – then it’s tough luck for you.”

You don’t have to get a phone every two years!

“Prepaid is the way to go!” advises Segev. “Each time an operator has a special you can port your number to take advantage.”

Another tip: get a phone with dual SIM cards and hunt for the best voice and data deals, whether it’s on the same network or not.

Skype, Viber, Tango, Facetime, BBM Voice…

“All these application enable you to make crystal clear phone calls to anyone using only data,” says Segev. “We’re used to making overseas calls using applications such as Skype; why not also use it to make a local call at a fraction of the price?”

All these application are very simple to use and totally free of charge. If you’re hooked up to Wi-Fi you won’t have to use your own data.

Travel for cheap using Kayak, TripAdvisor, Zomato, Airbnb…

“Go to kayak.com and type in where you are going and your dates,” says Segev. “The website will then give you all the airlines that’ll give you good deals. You no longer have to shop around.”

Kayak.com will also give you the option of flying a day or three earlier (or later) if the price of doing so is much cheaper.

“TripAdvisor is well-known for researching accommodation,” says Segev. “However, in the comments, people often give advice on cheap eats and other good deals in the area where you are staying.”

Airbnb is another website to consider if you’re unable or unwilling to pay hotel rates. It connects people looking to rent out their private homes with people who are looking for accommodation.

More alternatives to consider

The list of technological tricks, apps and websites that exists to save you money is endless. For example; why not ditch DSTV (and/or your DVD contract), get uncapped internet (or however much data you need) and watch everything online?

Or; use Uber (especially during off-peak times when it’s cheaper) instead of metered taxis.

Do you have a tip on using technology to save money? Please leave a comment below…

Also listen to the Soundcloud clip for more detail.

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