TheJohn MaythamShow

I still drive an Etios and my husband still drives my old Corsa Lite.

— Julia

My goal is to be financially independent at 45.

— Julia

Julia started investing in 2007 with a R60 000 lump sum.

At that time she committed to investing a third of her income each and every month.

She kept it up through the financial crisis and benefitted from the biggest market recovery of our lifetimes.

She returned to Bruce Whitfield’s The Money Show a year after she was last interviewed.

Her financial advisor – Galileo Capital’s Warren Ingram – analysed what she has done and achieved.

Ingram also gave some guidance on how to pool savings, investments and financial responsibility (or not!) after marriage.

Scroll down for quotes from the audio below.

My aunt was living such a great life, travelling around. She retired at 50.

— Julia

2008 was a scary time. I probably invested less than a third. But Warren said continue investing.

— Julia

We still have the discipline of saving and investing. Not at the same rate as before though.

— Julia

I earn R1.2 million per year.

— Julia

This time last year I had R3.8 million invested. I’ve added R122 000 to that amount.

— Julia

Your money doubles every five years, on average, in the stock market. She’ll have R80 million in 30 years, even if she doesn’t invest another cent.

— Warren Ingram, Galileo Capital Financial Advisor

I want to pay off my house in, maybe, five years.

— Julia

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