The importance of knowing your credit score

According to a poll conducted by Justmoney.co.za, about 73% of the participants did not know their credit score. Knowing one’s credit score helps with keeping the credit accumulated up to date and to also make sure there is no incorrect information. Lenders go through clients credit score to measure the likelihood of whether the client will be able to pay for the money owed or not.

Editor of Justmoney & Moneybags, Angelique Ruzicka says “it is good idea to check your credit score at least once a year”

There are currently about 14 credit bureaus in South Africa where citizens can go to check their credit scores. To make sure that your credit score is accurate Ruzicka advises to visit more than one credit bureau.


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WHY YOUR MONEY IS NOT SAFE IN THE BANK

Many South African small investors, especially pensioners, have large amounts in their money market accounts. They’re attracted to the apparent safety of these investments and the consistent returns they receive in the form of interest. They believe that the money market is safe. But is it really? Well, it depends…

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