Debt and careless spending is no laughing matter in South Africa.
However, tweeps have managed to make light of the subject while driving a point across: don't make stupid financial decisions.
This comes as Finance Minister Pravin Gordhan delivered the mid term budget speech announcing spending plans for the public purse.
With the festive season looming and workers anticipating month-end salaries this week, "fiscal discipline" is likely to slip or fall to the wayside for some.
They may not be personal finance experts, but Twitter users have posted some advise when it comes to matters of the pocket.
Below are some do's and dont's for so-called "Silly Spenders":#SillySpenders - Curated tweets by Radio702
This article first appeared on 702 : Twitter gives some streetwise advice to #SillySpenders as payday hits