Ingram answered the following questions from regular listeners:
What on earth is a money market account? I've googled, but now I’m more confused. You always say to keep three to eight months’ salary or expenses in one. I'm not quite at the advised minimum, but I figure it can't hurt to keep my savings to date in such an account.
- What's the difference between different ETF products? The internet tells me that Ashburton's Top 40 ETF achieved slightly better returns than Satrix's? Fees aside; how's that possible since it's the same Top 40 companies?
Listen to the answers in the audio below (and/or scroll down for quotes from it).
A money market account is not the same as a fixed deposit account.— Warren Ingram, Galileo Capital Financial Advisor
Money market losses are, generally, unusual.— Warren Ingram, Galileo Capital Financial Advisor
Fees and transaction costs are why ETFs have different returns.— Warren Ingram, Galileo Capital Financial Advisor
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