Now that South Africa has suffered its first ratings downgrade in 17 years; how should you invest to keep your retirement safe?
Ingram gave a number of useful tips:
Living annuities can invest up to 100% overseas if you wish – balance between income vs. risk management.
Retirement Annuities, provident funds and pension funds may only have 25% of investments offshore.
Tax breaks remain useful.
Growth inside retirement funds are tax free.
- There are great estate planning benefits to retirement funds (e.g. no estate duty, no executor’s fees, etc.)
For more detail; listen to the interview in the audio below.
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