Insurance companies could hit you hard for an accident you didn't cause

Motorists appear to be hit hard by insurance companies when it comes to collisions of which they are a part but did not cause.

Insurance companies 80/20 rule deems the other party to be 20% responsible for not doing all they can to avoid the accident. This is according to Johannes Du Plessis, legal advisor at RBS Insurance and Risk Services.

He says that in the case of a collision, both parties are held responsible to be vigilant and make sure they avoid an accident. The percentage in which they are held liable differ from case to case, he says.

It indicates that if you have time to sound your hooter, you also have time to avoid the collision.

Johannes Du Plessis, legal advisor at RBS Insurance and Risk Services

If another party turns across the line of traffic and causes a collision, other drivers who should have seen his indication to turn and should have given him ample time...

Johannes Du Plessis, legal advisor at RBS Insurance and Risk Services

Even if you have a right of way, you should have a proper look out for other drivers at the stop street who might not stop but entering the main street.

Johannes Du Plessis, legal advisor at RBS Insurance and Risk Services

To hear more of this interview, listen below:


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