The Personal Finance series with Warren Ingram

Super-saver Julia is human after all! She's struggling to keep it up...

Listeners of Bruce Whitfield’s The Money Show may be familiar with Julia, the young savings superhero.

Personal Financial Advisor Warren Ingram – a Thursday regular – introduced her to Whitfield a few years back.

When she was first featured she earned about R1 million per year, yet drove a Corsa Lite.

She has since upgraded ever so slightly to a Toyota Etios.

Julia, by that time already a multimillionaire, invested a third of her income.

As her salary increased she invested more.

She could afford to, but refrained from moving into a big house or buying a fancy car.

She avoided the trap of meeting her improved income with increased expenditure.

Julia has since become a mother – is she still a supersaver?

Listen to the interviews in the audio below (and/or scroll down for quotes from it).

I long for the days of living in a two-bedroom rental accommodation.

Julia

Before you have kids is the best time to save and invest.

Julia

Soon she’ll be able to take half of her growth to cover her lifestyle.

Warren Ingram, Galileo Capital Financial Advisor

I’ve decided to pay off my bond and invest offshore [instead of investing in the JSE].

Julia

I spend 30 minutes each month thinking about this.

Julia

I haven’t sold any shares.

Julia

Put your money in the stock market every month, into index trackers. Then forget about it!

Julia

I’ve made no mistakes, yet.

Julia

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