The Personal Finance series with Warren Ingram

How to manage the income from your investments during retirement

(Also read: "How to invest your retirement funds in post-downgrade South Africa".)

There is a new financial planning association that is trying to make a name for itself by creating hype around the dangers of living annuities and the threat they pose to retirees.

Some media outlets have picked up on this up and are running with it.

The Money Show’s Bruce Whitfield interviewed Galileo Capital Personal Financial Advisor Warren Ingram.

Ingram believes there is some merit to the argument, but that the concerns are overplayed.

How do you manage income from your investments during retirement when…

  • Returns from the JSE are low.

  • Interest rates are dropping.

  • The rand is trading in a range.

  • Listed properties are generally struggling and yields might be compromised as the economy stagnates.

Ingram had some advice for investors, and discussed the following:

  • Diversify sources of income.

  • Living annuities vs guaranteed annuities.

  • The merit, or lack of, guaranteed products at this time.

  • The dangers of overinvesting in rand hedges.

  • The danger of “binary” decisions (e.g. sit on cash until December’s elective conference, or invest only in developed markets overseas).

For more detail; listen to the interview in the audio below.

Click here (then “like” the page) to follow Bruce on Facebook.

Enter your email address in the form below to receive a newsletter containing the most-read articles of the week from Bruce Whitfield’s The Money Show every Friday morning in your inbox.

Subscribe to our Business Wrap Newsletter


This article first appeared on 702 : How to manage the income from your investments during retirement


Recommended

by NEWSROOM AI
Read More
9 tough questions you should never be afraid to ask your financial advisor

9 tough questions you should never be afraid to ask your financial advisor

Times are tough. Don’t spare her feelings! You must ask these questions of your advisor, implores Galileo Capital's Warren Ingram.

What it'll cost to educate your kid abroad (and how much you must save a month)

What it'll cost to educate your kid abroad (and how much you must save a month)

Bruce Whitfield asks Galileo Capital Financial Advisor Warren Ingram about the cost of educating a child overseas.

5 ways to stop losing sleep over money and the economy (no drugs needed!)

5 ways to stop losing sleep over money and the economy (no drugs needed!)

The economy is toast. Galileo Capital Personal Financial Advisor Warren Ingram has five tips to help you sleep well anyway.

Product helps young investors buy shares in US companies like Apple, Amazon, etc

Product helps young investors buy shares in US companies like Apple, Amazon, etc

The Money Show’s Bruce Whitfield interviews Galileo Capital Personal Financial Advisor Warren Ingram.

How to invest your retirement funds (in post-downgrade South Africa)

How to invest your retirement funds (in post-downgrade South Africa)

The Money Show’s Bruce Whitfield interviews Galileo Capital Personal Financial Advisor Warren Ingram.

How much you should save for retirement

How much you should save for retirement

You know you should save for retirement, but do you know how much? Financial planner Claude Hannah breaks it down in simple terms.

Popular articles
#Changemakers2018: I don't like talking about myself, but I need to - Ray Zondo

#Changemakers2018: I don't like talking about myself, but I need to - Ray Zondo

At the #Changemakers2018 conference, Deputy Chief Justice of SA Raymond Zondo spoke about the struggles he faced growing up.

News24 exposes how big SA corporates are funding fake news

News24 exposes how big SA corporates are funding fake news

A News24 investigation has exposed how some of South Africa's biggest companies have been advertising on fake news websites.

[Watch] SA choir stuns with isiZulu cover of Ed Sheeran’s ‘Shape of You’

[Watch] SA choir stuns with isiZulu cover of Ed Sheeran’s ‘Shape of You’

Khabazela shares some of the most popular tweets, posts, and videos on 'What's gone Viral'.

How Tracey Chambers is helping unemployed moms become entrepreneurs

How Tracey Chambers is helping unemployed moms become entrepreneurs

The Clothing Bank gives women access to discounted merchandise and 500 hours of training in money management and business skills.

3 emergency numbers you should have on speed dial and how they work

3 emergency numbers you should have on speed dial and how they work

These are the emergency numbers you should have on your cellphone and this is what you must understand about how they work.