How to never-ever fall prey to ID theft… and info about a free service if you do

Identity theft is a big problem in South Africa, says Manie van Schalkwyk of the South African Fraud Prevention Service (SAFPS).

A great deal of ID theft occurs online, while some fraudsters resort to scrounging through office waste and household rubbish looking for discarded information.

If you suspect identity fraud – or if you lost your ID, or passport - you may apply for Protective Registration on the SAFPS website.

This will give you added security and will alert the credit provider or bank that your ID number has been compromised.

This service is free of charge.

Do not:

  • Don't carry unnecessary personal information in your wallet or purse.

  • Do not be a victim of waste retrieval. Never throw away documents with your bank account details, or other personal information without first destroying the information – either shred or burn it (do not tear it up or put it in a garbage or recycling bag).

  • Do not disclose personal information such as passwords and pins when asked to do so by anyone via telephone, fax or even email.

  • Do not write down pins and passwords, and avoid obvious choices like birth dates and first names.

  • Do not use the information that may have been compromised. Rather use other personal information that you have not used previously to confirm your identity in future.

  • Don't use any Personal Identifiable Information (PII) as a password, user ID or personal identification number (PIN).

  • Don't use internet cafes or unsecure terminals, hotels, conference centres, etc. to do your banking.

Do:

  • Store personal and financial documentation safely. Always lock it away.

  • Register a new email account.

  • Implement dual authentication for all accounts and products, especially for financial service products.

  • Register for SMS notifications to alert you when products and accounts are accessed.

  • Conduct regular credit checks to verify whether someone has applied for credit using your personal information and, if so, advise the creditor immediately.

  • Investigate and register for credit related alerts ordered by credit bureaux.

  • Check all your account statements regularly.

  • Keep pin numbers and passwords confidential.

  • Verify all requests for personal information and only give it out when there is a legitimate reason for doing so.

  • Use strong passwords for all your accounts.

  • Change your passwords regularly and never share them with anyone else.

  • Should your ID or driver’s licence get stolen, report it to SAPS immediately.

The Money Show’s Bruce Whitfield interviewed Van Schalkwyk.

Listen to the interview in the audio below (and/or scroll down for quotes from it).

We’re a non-profit organisation… We assist consumers who are victims of identity fraud.

Manie van Schalkwyk, South African Fraud Prevention Service

We definitely see new stuff… especially when it comes to cybercrime… [but] people are still falling for some of the same stuff…

Manie van Schalkwyk, South African Fraud Prevention Service

Treat your ID document like you would treat cash…

Manie van Schalkwyk, South African Fraud Prevention Service

Enjoy The Money Show, but miss it sometimes?

Get the best bits emailed to you daily, right after it ends:

Subscribe to our mailing list

* indicates required

This article first appeared on 702 : How to never-ever fall prey to ID theft… and info about a free service if you do


Recommended

by NEWSROOM AI
Read More
Tourism Grading Council of South Africa defends its grading system

Tourism Grading Council of South Africa defends its grading system

Bruce Whitfield interviews Darryl Erasmus, Chief Quality Assurance Officer at the Tourism Grading Council of South Africa.

'Do parties – especially the ANC – want to continue in the sea of mediocrity?'

'Do parties – especially the ANC – want to continue in the sea of mediocrity?'

Bruce Whitfield interviews Colin Coleman (MD, Goldman Sachs Sub Saharan Africa) and Busisiwe Mavuso (COO, Business Leadership SA).

You’re almost certainly – no matter what you believe - crap at investing

You’re almost certainly – no matter what you believe - crap at investing

Data shows that almost everyone sucks at investing, says Warren Ingram. Here's how to avoid shooting yourself in the foot.

Do you have farming equipment, wool, sewing machines or material to donate?

Do you have farming equipment, wool, sewing machines or material to donate?

Sibayeni Small Business Incubation Centre needs help to help 36 small businesses grow.

Zande provides credit via phone to spazas in the form of the goods they sell

Zande provides credit via phone to spazas in the form of the goods they sell

Bruce Whitfield interviews Siya Ntutela of Zande, a platform that allows small retailers to apply for credit and make payments.

How long to keep tax records available for inspection in South Africa

How long to keep tax records available for inspection in South Africa

Should you keep them "forever"? Tax expert Chris Sloane on the requirement to keep tax records available for inspection by Sars.

Popular articles
[WATCH] JMPD's Wayne Minnaar sets the record straight on the hot cross bun

[WATCH] JMPD's Wayne Minnaar sets the record straight on the hot cross bun

Azania Mosaka joins the social media craze and takes a breathalyser after eating a hot cross burn.

 What you should know before replacing a tyre

What you should know before replacing a tyre

Brent Lindeque took to social media earlier this month with a lengthy account of his experience at a Tyger Wheel & Tyre branch.

Sam Smith cancels remaining Cape Town concerts

Sam Smith cancels remaining Cape Town concerts

British singer, Sam Smith's fans in Cape Town where left disappointed after his concert was cut short due to voice strain.

Sam Smith voice strain cut short Cape Town concert but next two shows will go on

Sam Smith voice strain cut short Cape Town concert but next two shows will go on

Concert organisers say shows scheduled for Thursday and Friday will go ahead as planned and any more changes will be communicated.

City of Cape Town in dispute with V&A desalination plant contractor

City of Cape Town in dispute with V&A desalination plant contractor

QFS started producing water in May last year but the agreed amount has not been paid in full.

Direct flight from USA to Cape Town makes Mother City 'a serious contender'

Direct flight from USA to Cape Town makes Mother City 'a serious contender'

Cape Town Mayoral Committee member for economic affairs, James Vos details the exciting new economic opportunity.

Capetonians: Here's your chance to sort out your traffic fines in one fell swoop

Capetonians: Here's your chance to sort out your traffic fines in one fell swoop

Mayco member for corporate services Sharon Cottle explains the Traffic Fines Roadshow at the Cape Town Civic Centre this week.