MyMoney Online, Personal Finance with Warren Ingram

6 tips for making money when investing in 2019

pexels.com, 2019

Ray White (in for Bruce Whitfield on The Money Show) interviewed Warren Ingram, a financial adviser at Galileo Capital.

Ingram discussed six common sense investment tips for this year, and beyond.

This too shall pass!

Whatever happened in markets last year has no bearing on what will happen this year.

Markets may rebound or continue falling.

Don’t let the recent losses influence your expectations for 2019.

Recent stock market performance is not a good predictor.

Equities and listed property are still your best choice for growth.

The JSE lost 8.5% in 2018 while listed property lost 25%.

This doesn’t mean you should avoid them!

Over 10 years (including 2018) they generated more than 12% per year for investors.

Valuations are important.

Valuations are the most critical factor in determining what your future returns are going to be.

At the current price-to-earnings ratio, you should expect normal long-term returns from the JSE (i.e. 12% per year).

Something big and unexpected will happen.

Every year investors are surprised by a significant and unexpected event.

When they are very negative, the surprise is often very positive.

Don’t get sucked into the current state of pessimism about South Africa.

Use rational triggers to make decisions; not emotional ones.

Someone is going to brag about their performance in 2018.

There will be some smart Alec fund managers who are going to brag about their performance in 2018.

If they are brazen, they will hold press conferences and do the rounds on financial shows about how great their fund is.

Avoid them!

One year is not enough time to determine whether a fund manager was skilful or just lucky.

Get your game plan right.

Decide how much you need in growth assets based on your position and objectives; not on the recent performance of markets.

Decide how much you need to invest offshore.

Phase your money into investments when things are volatile.

Don’t sell your shares now.

For more detail; listen to the interview in the audio below.

Enjoy The Money Show, but miss it sometimes?

Get the best bits emailed to you daily, right after it ends:

Subscribe to our Business Wrap Newsletter


This article first appeared on 702 : 6 tips for making money when investing in 2019


Recommended

by NEWSROOM AI
Read More
Your history – not your reality – often determines how you build your business

Your history – not your reality – often determines how you build your business

Three growth strategies – aggressive, defensive, passive - dominate. Your history drives your choice, says Pavlo Phitidis.

'I would take the Prosus shares (25%) as well as Naspers (75%) shares'

'I would take the Prosus shares (25%) as well as Naspers (75%) shares'

Should Naspers shareholders take up Prosus shares? Bruce Whitfield interviews personal finance advisor Warren Ingram.

Woolworths (at R40 a cup!) makes the best takeaway hot chocolate in South Africa

Woolworths (at R40 a cup!) makes the best takeaway hot chocolate in South Africa

Seattle Coffee Company has the worst takeaway hot chocolate in the country, according to, uhm, "research" by Chaos Theory.

You made a huge mistake downloading FaceApp if your privacy is important to you

You made a huge mistake downloading FaceApp if your privacy is important to you

Washington Post technology columnist Geoffrey A. Fowler did a forensic analysis of the Russia-based app. Check it out.

Outlook for mining in South Africa in 2019

Outlook for mining in South Africa in 2019

Ray White interviews Thembinkosi Dlamini, a mining expert at Oxfam.

3 best JSE shares to buy at the start of 2019

3 best JSE shares to buy at the start of 2019

Ray White asks Nadir Thokan, an Investment Analyst at 27 Four Investments, to share his stock picks of the week.

Popular articles
'Ramaphosa is an a spot of bother'

'Ramaphosa is an a spot of bother'

News24 editor-in-chief Adriaan Basson says the president's campaigners should never have asked Bosasa for a donation.

Mbube copywright: 'A lump sum of royalties would be paid to Linda family'

Mbube copywright: 'A lump sum of royalties would be paid to Linda family'

Spoor & Fisher consultant professor Owen Dean explains the outcome of the copyright infringement case against Disney.

[WATCH] Tour de France rider smashes into spectator's cellphone

[WATCH] Tour de France rider smashes into spectator's cellphone

Cycling journalist Mikkel Conde tweeted the clip warning spectators to stop leaning over the barriers with their phones.

You made a huge mistake downloading FaceApp if your privacy is important to you

You made a huge mistake downloading FaceApp if your privacy is important to you

Washington Post technology columnist Geoffrey A. Fowler did a forensic analysis of the Russia-based app. Check it out.

[WATCH] Woman stealing back her stolen car has social media talking

[WATCH] Woman stealing back her stolen car has social media talking

Khabazela shares tweets and Facebook posts that have gone viral.

[LISTEN] Voice of the underworld - a 'retired' Cape Flats gangster speaks out

[LISTEN] Voice of the underworld - a 'retired' Cape Flats gangster speaks out

Jason is a 50-year-old former member of The Americans, the largest street gang operating in Cape Town.

Shark attack: 'I saw a cloud of blood in the water'

Shark attack: 'I saw a cloud of blood in the water'

Joao Felizardo helped rescue his surfer buddy Dusty Phelan after a shark bit him across both his legs in Port Alfred.

[WATCH] SA youth choir shines on America's Got Talent with 'My African Dream'

[WATCH] SA youth choir shines on America's Got Talent with 'My African Dream'

The Ndlovu Youth Choir's beautiful performance got 4 yesses from the judges, including Simon Cowell!