Streaming issues? Report here
Just the Hits generic CapeTalk Just the Hits generic CapeTalk
Just the Hits
10:00 - 11:00
volume_up
volume_mute

Up Next: SportsTalk with Buhle Madulini
See full line-up
Just the Hits
10:00 - 11:00

SA investments haven’t grown in 5 years. Should you rather put it in the bank?

7 October 2019 10:03 AM

Bank deposits outperformed other far riskier investments over 5 years. Personal finance expert Warren Ingram says to hang tight.

If you started an investment in South African shares or unit trusts within the last five years, you are probably not making any money.

The Money Show’s Bruce Whitfield asked personal finance advisor (Galileo Capital) Warren Ingram if small investors should sell and invest in a money market account instead.

Well, said Ingram, South African shares are “dirt cheap” right now.

When cash has beaten shares over five years (which is the case in South Africa) it’s a loud and clear signal to buy, according to Ingram.

You should be buying shares and selling cash (i.e. withdrawing money from the bank to buy shares instead of selling shares and putting it in the bank).

The most dangerous investment in the world:

* The one that is working now.

And, most often, the best investment is:

* The one that is not working now.

For more detail, listen to the interview in the audio below.

Get the 10 most-read articles of the week from Bruce Whitfield’s The Money Show, emailed to you every Friday morning:

Subscribe to our Business Wrap Newsletter


7 October 2019 10:03 AM

Recommended

More from Personal Finance with Warren Ingram

Retirement couple relationship

How to plan for retirement during the Covid-19 crisis

28 May 2020 7:47 PM

The Covid-19 pandemic and the economic destruction in its wake has left some of us wondering if we'll ever be able to retire.

Share this:
Read More arrow_forward

Old house abandoned namibia 123rfbusiness 123rflifestyle 123rf

What will become of South Africa's property market and industry after lockdown?

30 April 2020 7:52 PM

Personal finance expert Warren Ingram shares his concerns and offers a few pointers.

Share this:
Read More arrow_forward

piggy-bank-coins-money-budget-savings-personal-finance-123rf

Earn up to 11.5% interest on one of the safest investments around

16 April 2020 7:33 PM

Personal finance guru Warren Ingram on why you should consider this risk-free investment, especially if you live off interest.

Share this:
Read More arrow_forward

Piggy bank mask covid-19 coronavirus 123rfbusiness 123rflifestyle 123rf

'If you still have a job, get rid of your debt as fast as you can'

2 April 2020 8:04 PM

Personal finance expert Warren Ingram has advice on how to survive – or even thrive – amidst the Covid-19 outbreak.

Share this:
Read More arrow_forward

household-bills-debt-expenses-money-finances-black-young-couple-worried-123rf

Struggling to pay a debt? Your options: credit insurance vs debt relief holiday

1 April 2020 6:29 PM

Personal Finance expert Maya Fischer-French on the pros/cons of dipping into credit insurance vs opting for a debt relief holiday.

Share this:
Read More arrow_forward

piggy-bank-coins-money-budget-savings-personal-finance-123rf

Market crashes - what happens to investor money afterwards?

12 March 2020 8:43 PM

Warren Ingram, wealth planner, has sensible advice for investors in gloomy times.

Share this:
Read More arrow_forward

COVID-19 virus coronavirus outbreak blood sample test tube 123rfpolitics 123rf

How to invest and manage your money when the world gets 'flu'

5 March 2020 8:05 PM

Markets are in turmoil in the wake of the coronavirus. How can you ''quarantine" your funds in a safe space?

Share this:
Read More arrow_forward

Price money consumer groceries

Budget 2020 made simple: how does it impact my personal finances?

27 February 2020 8:14 PM

Wealth builder Warren Ingram on how the new budget affects you.

Share this:
Read More arrow_forward

stock market crash.jpg

Is the US stock market heading for a crash like the DotCom bubble in 2000?

20 February 2020 7:57 PM

The US market has a big impact on all markets and when they get flu, South Africa sneezes.

Share this:
Read More arrow_forward

stress-black-man-papers-laptop-work-tax-fees-money-finance-woes-businessjpg123rf

This is the last month you can do any tax planning for the year

6 February 2020 8:23 PM

We ask financial planner Warren Ingram to help get our tax ducks in a row.

Share this:
Read More arrow_forward